Real estate appraisal services for homeowners in the city of Cumming and Forsyth County

The top 7 reasons why Georgia homeowners call on The Cannady Group:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge your property tax assessment in Georgia
To cut their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in Georgia by determining the true market value of a property


	Own a home in or near Cumming, Georgia and need help deciding the value of it? Contact The Cannady Group.

At The Cannady Group, we understand the special needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at The Cannady Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from The Cannady Group is your best weapon when challenging your property tax assessment.

Appraisals to remove PMI

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance.

HELOC recently frozen?

If your home is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. The Cannady Group can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.